Ziru Xu
Actuarial Science · Data Analytics · Financial Risk Management
I'm an incoming Master of Management in Analytics student at McGill University, with a background in Actuarial Science from Shanghai Lixin University of Accounting and Finance (GPA 3.68/4.0). My experience spans actuarial modeling, insurance research, and financial data analysis — from building auto insurance cost models at PICC Property and Casualty to co-authoring published research on postpartum depression insurance. I'm looking to build a career at the intersection of actuarial science, data analytics, and financial risk management, using quantitative methods to solve real-world problems in risk and insurance. Proficient in Python, R, and Excel. CFA Level I, SOA Exam P and FM certified.
Project Title
Short description of what you did and the tools you used.
Project Title
Short description of what you did and the tools you used.
Project Title
Short description of what you did and the tools you used.
Education
Shanghai Lixin University of Accounting and Finance
09/2022 – 06/2026McGill University
07/2026 – presentResearch
"Blue Sky Mommy Shield": A Preliminary Study on Postpartum Depression Insurance
2024- Designed and distributed targeted questionnaires, issuing 200 surveys and collecting 190 valid responses (95% effective rate) to ensure broad, representative data
- Conducted extensive literature research, reviewing over 100 domestic and international publications on research trends, insurance product concepts, and mental health policy
- Participated in multi-stage team discussions to refine project logic and optimize solutions
- Co-authored "Postpartum Depression Insurance: Current Analysis and Innovative Development Pathways," accepted for publication in Charming China (ISSN 1673-0992) as second author, October 2024
- Contributed to the project proposal, which obtained municipal-level approval under the College Students' Innovation and Entrepreneurship Training Program
Internship
PICC Property and Casualty Co., Ltd.
07–08/2024- Supported the development of actuarial models for auto insurance products and performed cost analysis under both old and new regulatory frameworks
- Conducted in-depth analysis of actuarial reports and performed data processing with a strong emphasis on accuracy and methodological rigor
- Applied R and Python in constructing quantitative models, enhancing technical proficiency and structured problem-solving skills
Huadian International Project Management Co., Ltd.
07–08/2023- Assisted in daily accounting operations, including document verification, invoice auditing, and reimbursement processing
- Utilized Excel extensively for data organization and analysis, improving technical efficiency and attention to detail
Jinan Huaiyin Sub-branch, Agricultural Bank of China
01–02/2023- Managed customer inquiries and transaction processes in a high-traffic environment, improving client communication and multi-tasking under pressure
- Collaborated with team members to streamline service flow and resolve operational issues
Activities
China International Import EXPO
11/2024- Assisted in food service operations and provided on-site guidance to domestic and international attendees
Department of Social Practice, Student Union, SLU
09/2023 – 06/2024- Organized and led social practice activities including corporate visits and field surveys, giving students direct insight into real-world industry operations
- Assisted in founding the Financial Club and organized expert-led lecture series, facilitating academic-industry interaction
Honors
- Second Class Scholarship of SLU (Top 3%) 2023–2024
- Outstanding Student of SLU 2023–2024
- First Class Scholarship of SLU (Top 1%) 2022–2023
- Outstanding Student Leader of SLU 2022–2023
- Excellent Award, 15th China Forum for Risk Management and Actuarial Science 2024
- Second Prize (University-level), "Shanghai Insurance Cup" Risk Management and Insurance Innovation Competition 2024
Certificates & Skills
- Passed Chartered Financial Analyst (CFA) Level I Exam 04/2025
- Passed SOA Exam P (Probability) 03/2025
- Passed SOA Exam FM (Financial Mathematics) 12/2025
Proficient in: Python, R, and Excel